Checked your stock portfolio or 401(k) balance recently? If so, you likely felt a sinking feeling in your stomach and worry over what to do next. You might well have seen your balance drop a whopping 10% in recent days. If you were seduced by Bitcoin and its fickle associates, the spreadsheet likely will look worse. The stock market has been in a free fall over the last few days, a scary succession of mounting declines. It’s not hard to identify the culprits: The world’s tardy central banks now are focused on fighting raging inflation and raising interest rates instead of flooding us with chea…

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