The following is excerpted from a Q&A with former Citigroup risk executive and current finance professor Clifford Rossi: � Living Through the Big Short� Insider�s View To �The Big Short� SMITH BRAIN TRUST � Feb. 25, 2016 � With roles at Countrywide Bank, Washington Mutual, and Citigroup�s consumer lending group, Clifford Rossi had a front-row seat�