The COVID-19 pandemic hit businesses and consumers with job cuts, layoffs and business closings. The impact continues to be felt today with higher inflation and a tight job market comingafter the pandemic. To help mitigate the impact of the pandemic, the U.S. government sent out several stimulus payments to help individuals and families deal with rising costs and job losses. While the stimulus payments were meant to help with everyday spending and bills, Americans who received the payments were free to do with the money as they wished, potentially investing it if they did not need the money at…

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