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The Street
The Street
By Tony Owusu Cramer has a plan for insuring bank deposits. Nelson Peltz has an idea: charge depositors to insure their bank deposits in full past the federal FDIC limit of $250,000 through the Federal Reserve. “All the money as we know is leaving the small community banks and regional banks and going to the three or four largest banks in America. That is a very dangerous situation that needs to be resolved,” Peltz, founder of Trian Fund Management, told CNBC this week. But Jim Cramer isn’t so sure that this is the case, however. “Are deposits fleeing from all regional banks?” Cramer asked his…