Which Social Security rules apply to me?

Q. I turned 66 in July of 2019, born in 1953. I’m told I fall under the old rule where I can file for half my husband’s benefit so mine can grow until age 70. Is that correct?— SeniorA. Let’s review the Social Security rules.You are eligible for spousal benefit equal to 50% of the primary insurance (PIA) amount of your spouse.The PIA is the benefit amount at full retirement age(FRA), said Deva Panambur, a fee-only planner with Sarsi, LLC in West New York and an adjunct professor of personal finance at Montclair State University.People born between the years of 1943 and 1954 have FRA of 66 year…

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